Formal letter of reply to debt collections notices. This template includes sections for contact information of sender and recipient, account and reference numbers, preformatted letter body with examples of applicable laws, closing statement, and signature line.

This letter can be used as a stand-alone document to challenge a collection agency's right to collect a debt. If a lawsuit has been filed, this letter must be filed with the Court, in addition to the Summons Answer (also downloadable from iWorkCommunity.)

How to use

1. Download the file using the button above.
2. Open it in Apple Numbers.
3. Edit fonts, colors, and layout as needed.
4. Print or export to PDF.